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Roth IRAs

Compare Roth IRA contribution and withdrawal scenarios using your age, income, and account history.

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Roth IRAs

$5.99 / month

Access to Roth IRAs only.

Renews monthly until canceled.

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$49.99 / month

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
  • Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
  • The individual-Agent and all-Agent plans use the same account-wide connection safeguard. Opening an Agent chat requests a session; refreshing, opening another tab, or reconnecting can request another. Revising in an already connected conversation does not itself call this session-opening endpoint.
  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
  • For billing or access help, email help@ai-gen.co. Include your account email, order number, Agent name, and a short description of the issue. Do not send passwords, payment-card details, or confidential prompts.
  • If a payment has already been taken but access is missing, review your existing order and contact support before buying again. Report duplicate charges or billing errors through the same route. Any remedy follows the billing policy and applicable law.

Billing & Cancellation · Privacy Policy · Terms of Use

Use this Roth IRA planner to examine a contribution, conversion, or withdrawal decision. Share your age, filing status, income range, tax year, and account timeline. Get a side-by-side scenario comparison, a list of eligibility and tax questions to check, and a short plan for what to verify before you act.

What it writes

  • Roth IRA contribution eligibility checklist
  • Contribution or withdrawal scenario comparison
  • Questions to verify before taking action

How to use it

For a useful comparison, include the tax year, your age and filing status, estimated income, Roth IRA opening date, contribution history, and the exact amount you are considering contributing, converting, or withdrawing.

This workspace provides text assistance.

What you bring

  • Decision you are considering and tax year
  • Age, filing status, and estimated income
  • Roth IRA opening date and contribution history
  • Know which tax year you mean
  • Leave account numbers out

A good fit for

  • Checking a planned Roth IRA contribution against your income and filing status
  • Comparing withdrawal timing using your age and account history
  • Preparing Roth IRA questions before meeting with a tax professional

Ways to start

A few requests this Agent can handle.

I’m 34, file single, and expect $95,000 in income this year. I want to contribute $5,000 to my Roth IRA for 2025. What should I check first?

I’m 61 and opened my Roth IRA in 2018. I’ve contributed about $28,000 and may withdraw $10,000 this year. Compare the questions I should verify.

I’m married filing jointly, expect about $210,000 in income, and want to convert $20,000 from a traditional IRA. What tax and eligibility factors should I investigate?

What this Agent does not do

It does not carry out actions in other applications.

  • A substitute for individualized tax advice from a qualified professional
  • Accessing, managing, or transacting in your Roth IRA
  • Uses only figures and account history you type in chat
  • Cannot confirm your eligibility or tax treatment with the IRS or custodian

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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