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Loan Counseling

Compare student loan repayment options and map a monthly payment plan.

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Loan Counseling

$5.99 / month

Access to Loan Counseling only.

Renews monthly until canceled.

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$49.99 / month

Access to every Agent included in the all-Agent plan.

Renews monthly until canceled.

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Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
  • Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
  • The individual-Agent and all-Agent plans use the same account-wide connection safeguard. Opening an Agent chat requests a session; refreshing, opening another tab, or reconnecting can request another. Revising in an already connected conversation does not itself call this session-opening endpoint.
  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
  • For billing or access help, email help@ai-gen.co. Include your account email, order number, Agent name, and a short description of the issue. Do not send passwords, payment-card details, or confidential prompts.
  • If a payment has already been taken but access is missing, review your existing order and contact support before buying again. Report duplicate charges or billing errors through the same route. Any remedy follows the billing policy and applicable law.

Billing & Cancellation · Privacy Policy · Terms of Use

If you’re sorting out federal or private student loans, share each loan’s balance, rate, and current payment. Get a loan-by-loan repayment overview, a comparison of options against your budget and goals, and questions to take to your servicer. Use the plan to see how different payments may affect your monthly budget before choosing what to ask about next.

What it writes

  • Loan-by-loan repayment overview
  • Repayment option comparison table
  • Monthly payment budget and servicer questions

How to use it

In your first message, list each loan separately with its type, balance, interest rate, and current payment. Add your monthly take-home pay and the payment amount you can manage.

This workspace provides text assistance.

What you bring

  • Loan balances, rates, and loan types
  • Current payments and repayment terms
  • Monthly income, expenses, and repayment goals
  • Know which loans are federal or private

A good fit for

  • Managing several student loans with different rates and payment terms
  • Comparing repayment options against a tight monthly household budget
  • Preparing questions before calling a student loan servicer

Ways to start

A few requests this Agent can handle.

I have $18,000 in federal loans at 5.2% and $7,000 in private loans at 8.1%. I can pay $350 a month; compare repayment approaches.

My take-home pay is $3,600 a month, rent is $1,250, and loan payments are $420. Show where a lower payment could fit in my budget.

I’m starting repayment in two months with $32,000 in federal loans. List questions to ask my servicer about payment options and eligibility.

What this Agent does not do

It does not carry out actions in other applications.

  • People needing individualized financial advice
  • People needing account access or a binding eligibility decision
  • Cannot check current servicer terms or eligibility
  • Uses only the loan figures and assumptions you type

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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