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Debt Limits

Set a college borrowing limit and map out affordable student loan payments.

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Debt Limits

$5.99 / month

Access to Debt Limits only.

Renews monthly until canceled.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
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  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
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Billing & Cancellation · Privacy Policy · Terms of Use

Planning college costs for yourself or your family? Compare federal and private loan amounts, estimate monthly payments, and set a borrowing ceiling against expected starting pay. You leave with a year-by-year borrowing plan, a repayment estimate, and questions to ask a college financial aid office before accepting loans.

What it writes

  • Year-by-year college borrowing plan
  • Estimated monthly loan payment comparison
  • Questions for the financial aid office

How to use it

Include each college’s annual cost, grants, savings, expected borrowing, loan rates, and a realistic starting salary. Mention the degree and repayment term so the comparison can estimate payments and total interest.

This workspace provides text assistance.

What you bring

  • Tuition and living costs by year
  • Grants, savings, and family contributions
  • Expected starting salary and loan terms
  • Know the colleges and programs under consideration

A good fit for

  • Comparing loan offers before choosing between two colleges
  • Estimating debt for a four-year degree with family contributions
  • Checking whether projected student loan payments fit a starting salary

Ways to start

A few requests this Agent can handle.

I’m choosing between a public college costing $28,000 a year and a private one costing $52,000. I expect to earn $48,000 after graduation; help me set a borrowing limit.

My daughter expects to borrow $7,500 per year for four years and may earn $55,000 after graduation. Estimate payments and show the total debt.

I have a $10,000 federal loan offer and a $12,000 private loan offer at 9% interest. Compare the costs and help me decide what to ask the aid office.

What this Agent does not do

It does not carry out actions in other applications.

  • Choosing investments or managing non-education debt
  • Personalized financial or tax advice
  • Payment estimates depend on the loan rates and terms you enter
  • Cannot verify current loan rules or financial aid offers

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Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
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What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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