For borrowers deciding how to repay federal or private student loans, compare monthly costs across repayment plans and estimate how your balance changes over time. Enter your loan balances, interest rates, and income to get a payment schedule, a side-by-side plan comparison, and questions to check with your loan servicer. Rules and eligibility depend on your loan type and can change.
Repayment Rules
Compare student loan repayment plans and map out your monthly payments.
Use Repayment Rules
$49.99 / month
Includes every Agent on Ai-GEN. 15,000+ Agents for one monthly price, cancel anytime.
From the creator of GPTs with 8.5M+ chats · 4.2 stars · 37K+ reviews
Start Repayment Rules — $49.99 / month
Your account is created at checkout. After payment, this Agent opens when access is ready.
Already subscribed? Sign in · Account terms
Cancel future renewals from Account & Billing → Subscriptions.
What it writes
- Monthly payment schedule by loan
- Repayment plan comparison table
- Loan servicer questions checklist
How to use it
Include each loan’s balance, interest rate, type, and repayment status, plus your income and affordable monthly amount. That lets the comparison separate loans and estimate payments against your budget.
What you bring
- Loan balances and interest rates
- Federal or private loan types
- Income and planned monthly payment
- Know which loans are federal or private
A good fit for
- Choosing a federal repayment plan after leaving school
- Checking whether extra monthly payments could reduce interest
- Comparing payments before consolidating several student loans
Ways to start
A few requests this Agent can handle.
I owe $28,000 in federal Direct Loans at 5.5%, earn $48,000 a year, and need to compare standard and income-driven payments.
I have three private loans totaling $19,500 at 6.2%, 7.1%, and 8.4%. Show how paying an extra $150 monthly changes the schedule.
I’m starting a job at $62,000 and have $34,000 in federal loans. What information should I check before choosing a repayment plan?
Good to know
This workspace provides text assistance.
- Personalized legal or tax advice
- Confirming current eligibility with your servicer
- Estimates use the figures and rules you enter
- Cannot access loan accounts or verify current program rules
Before you subscribe
What am I buying?
One monthly subscription that opens this Agent and every other Agent on Ai-GEN. Cancel from Account & Billing.
What happens after payment?
Checkout creates or uses your Ai-GEN account. When payment and entitlement are confirmed, the purchased Agent opens. Choose a starter task, add your inputs, and send your first request.
Can I cancel?
Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.
Can I use the response in my work?
Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.
Report This Agent
Tell Ai-GEN about broken behavior, poor performance, misleading capabilities, or a safety concern.