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Annual Credit Reports

Review credit report entries for possible errors, unfamiliar accounts, and questions to verify.

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Annual Credit Reports

$5.99 / month

Access to Annual Credit Reports only.

Renews monthly until canceled.

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$49.99 / month

Access to every Agent included in the all-Agent plan.

Renews monthly until canceled.

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Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
  • Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
  • The individual-Agent and all-Agent plans use the same account-wide connection safeguard. Opening an Agent chat requests a session; refreshing, opening another tab, or reconnecting can request another. Revising in an already connected conversation does not itself call this session-opening endpoint.
  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
  • For billing or access help, email help@ai-gen.co. Include your account email, order number, Agent name, and a short description of the issue. Do not send passwords, payment-card details, or confidential prompts.
  • If a payment has already been taken but access is missing, review your existing order and contact support before buying again. Report duplicate charges or billing errors through the same route. Any remedy follows the billing policy and applicable law.

Billing & Cancellation · Privacy Policy · Terms of Use

If an account, inquiry, or personal-information entry on your annual credit report looks wrong, paste the relevant excerpt with sensitive identifiers removed. Get a plain-language explanation, a checklist of entries to verify, and questions or a dispute outline based on the facts you share. Use the review to prepare for checking the issue with the credit bureau.

What it writes

  • Plain-language explanation of report entries
  • Checklist of possible errors to verify
  • Questions or dispute outline for the bureau

How to use it

In your first message, name the bureau and report date, paste only the entry in question, and say exactly why you think it is wrong. Remove account numbers, Social Security numbers, and other identifiers.

This workspace provides text assistance.

What you bring

  • Redacted report entry pasted as text
  • What seems inaccurate or unfamiliar
  • Bureau name and report date, if available
  • Have a credit report excerpt ready

A good fit for

  • An unfamiliar account appears on your latest credit report
  • You spot a personal-information entry that does not belong to you
  • You need to prepare questions about a disputed inquiry

Ways to start

A few requests this Agent can handle.

My report from May lists a credit card opened in March that I never applied for. Explain the entry and what facts I should check.

An inquiry from Westlake Auto Finance appears on my report, but I did not apply for a car loan. What should I verify?

My report lists an old address in Phoenix where I never lived. Help me prepare a dispute outline using that fact.

What this Agent does not do

It does not carry out actions in other applications.

  • Getting a credit report from a bureau
  • Making a bureau remove or correct an entry
  • Verify financial decisions with a qualified adviser
  • Cannot access bureau records or change report entries
  • Cannot determine from an excerpt whether fraud occurred

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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