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Debt Consolidation Loans

Compare consolidation loan offers and map a repayment plan for your debts.

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Debt Consolidation Loans

$5.99 / month

Access to Debt Consolidation Loans only.

Renews monthly until canceled.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
  • Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
  • The individual-Agent and all-Agent plans use the same account-wide connection safeguard. Opening an Agent chat requests a session; refreshing, opening another tab, or reconnecting can request another. Revising in an already connected conversation does not itself call this session-opening endpoint.
  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
  • For billing or access help, email help@ai-gen.co. Include your account email, order number, Agent name, and a short description of the issue. Do not send passwords, payment-card details, or confidential prompts.
  • If a payment has already been taken but access is missing, review your existing order and contact support before buying again. Report duplicate charges or billing errors through the same route. Any remedy follows the billing policy and applicable law.

Billing & Cancellation · Privacy Policy · Terms of Use

If you’re weighing a consolidation loan against several credit card or personal loan balances, compare the numbers before you apply. Enter each balance, APR, minimum payment, and loan offer to see total repayment costs, monthly payments, and how fees or loan terms change the tradeoff. Leave with a side-by-side cost comparison, a monthly repayment plan, and questions to take to lenders.

What it writes

  • Loan offer versus current debt cost comparison
  • Monthly payoff plan using your budget
  • Questions to ask before accepting a loan

How to use it

For the most useful comparison, include each debt’s balance, APR, and minimum payment, plus the loan’s APR, fees, term, and monthly budget. Say if your priority is a lower payment or less interest overall.

This workspace provides text assistance.

What you bring

  • Balances, APRs, and minimum payments
  • Loan rate, fees, and repayment term
  • Monthly amount available for debt payments
  • Know your approximate debt balances

A good fit for

  • Deciding if a loan offer beats your current credit card interest rates
  • Comparing a lower payment with the total cost of a longer loan
  • Preparing lender questions before applying to consolidate several balances

Ways to start

A few requests this Agent can handle.

I owe $6,200 at 24% APR and $3,800 at 19%, with $260 in minimum payments. Compare that with a $10,000 loan at 13% for 48 months and a $300 fee.

I have $12,000 across three cards at 18%, 22%, and 25% APR. My repayment budget is $500 monthly; compare a 36-month consolidation loan at 15% with paying the cards directly.

A lender quoted 14.5% APR, a $450 origination fee, and a 60-month term for my $15,000 balance. What questions should I ask about the total cost and prepayment terms?

What this Agent does not do

It does not carry out actions in other applications.

  • Not a substitute for financial advice.
  • Cannot check live loan rates or lender eligibility.
  • Calculations use the figures you enter.

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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