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Investment Time Horizon

Map investment goals to the dates you may need the money.

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Investment Time Horizon

$5.99 / month

Access to Investment Time Horizon only.

Renews monthly until canceled.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
  • Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
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  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
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Billing & Cancellation · Privacy Policy · Terms of Use

Planning for retirement, a home purchase, tuition, or several goals at once? List each goal, its target amount, and when you expect to withdraw the money. Get a timeline grouped by spending date, plus questions to weigh when considering risk and portfolio allocation for each time horizon. Use the summary to prepare for a discussion with a financial professional.

What it writes

  • Investment goal timeline by withdrawal date
  • Risk-planning questions for each time horizon
  • Summary for a financial adviser meeting

How to use it

In your first message, include each goal, the amount you expect to need, and a target withdrawal date. Add planned contributions or withdrawals so the timeline reflects the cash flows you expect.

This workspace provides text assistance.

What you bring

  • Goals, target amounts, and expected dates
  • Account or portfolio context in text
  • Planned contributions or withdrawals
  • Estimate when each goal needs funds

A good fit for

  • Saving for a home down payment due in five years
  • Comparing retirement withdrawals with tuition payments for two children
  • Preparing a time-horizon summary before meeting a financial adviser

Ways to start

A few requests this Agent can handle.

I need $60,000 for a home down payment in 2030 and hope to retire in 2045. Map these goals by when I may need the money.

My twins start college in 2032, and I plan to retire in 2048. Group these goals by withdrawal date and list portfolio-planning questions.

I have $25,000 set aside for a car in three years and $180,000 for retirement in 20 years. Compare the time horizons and their risk considerations.

What this Agent does not do

It does not carry out actions in other applications.

  • Choosing securities or managing your portfolio
  • Financial advice; consult a qualified professional
  • Cannot review accounts or current market conditions
  • Cannot execute trades or monitor investments

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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