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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy
Plan facts, refunds, and privacy
Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
The individual-Agent and all-Agent plans use the same account-wide connection safeguard. Opening an Agent chat requests a session; refreshing, opening another tab, or reconnecting can request another. Revising in an already connected conversation does not itself call this session-opening endpoint.
A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
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For home buyers, homeowners, and people tracking housing markets, compare estimated monthly principal-and-interest payments at different mortgage rates. See how a rate change affects a stated budget, and examine possible effects on buyer affordability and housing demand in a specified market. You leave with payment comparisons, stated assumptions, and a short explanation of the market implications.
What it writes
Side-by-side mortgage payment estimates
Rate-change affordability comparison
Housing-demand effects summary
How to use it
For a useful first comparison, include the loan amount, term, each rate, and whether taxes, insurance, or fees belong in the payment. For market effects, name the location and timeframe.
This workspace provides text assistance.
What you bring
Loan amount, rates, and loan term
Market location and timeframe
Taxes, insurance, or fees to include
Choose rate scenarios for payment comparisons
A good fit for
Comparing monthly payments before choosing between mortgage-rate scenarios
Checking how a rate increase changes a home-buying budget
Explaining possible demand shifts in a specified housing market
Ways to start
A few requests this Agent can handle.
Estimate monthly principal-and-interest payments on a $320,000, 30-year loan at 6.25% and 7%. Show the assumptions and the difference.
My monthly housing budget is $2,400, and rates rose from 6% to 6.75%. Explain how that could change my affordable loan size.
Explain how a rate drop from 7% to 6.5% could affect buyer demand in the Denver market over the next year.
What this Agent does not do
It does not carry out actions in other applications.
Not financial advice; check decisions with a mortgage professional.
Lender quotes, loan approvals, or mortgage recommendations
Live rate or housing-market data lookup
Payment estimates cover principal and interest unless you add costs.
No live rates, lender underwriting, or local market data access.
Choose where you want to work
Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.
Before you subscribe
What am I buying?
Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.
What happens after payment?
Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.
Can I cancel?
Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.
What if the response is not right for me?
Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy
Can I use the response in my work?
Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.
Can I paste work or client information?
Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work
What if I have paid but cannot open the Agent?
Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support
