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Out-of-Pocket Maximums

Compare health plans’ out-of-pocket maximums against premiums and expected care costs.

Choose the access you need

Out-of-Pocket Maximums

$5.99 / month

Access to Out-of-Pocket Maximums only.

Renews monthly until canceled.

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$49.99 / month

Access to every Agent included in the all-Agent plan.

Renews monthly until canceled.

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Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
  • Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
  • The individual-Agent and all-Agent plans use the same account-wide connection safeguard. Opening an Agent chat requests a session; refreshing, opening another tab, or reconnecting can request another. Revising in an already connected conversation does not itself call this session-opening endpoint.
  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
  • For billing or access help, email help@ai-gen.co. Include your account email, order number, Agent name, and a short description of the issue. Do not send passwords, payment-card details, or confidential prompts.
  • If a payment has already been taken but access is missing, review your existing order and contact support before buying again. Report duplicate charges or billing errors through the same route. Any remedy follows the billing policy and applicable law.

Billing & Cancellation · Privacy Policy · Terms of Use

Choosing between health plans? Compare each plan’s out-of-pocket maximum, premiums, deductible, and cost-sharing against the care you expect. Enter figures for a low-use year and a high-cost year to see how estimated spending differs and which plan reaches its maximum sooner. You leave with a side-by-side cost comparison, calculations, and the assumptions behind each scenario.

What it writes

  • Side-by-side plan cost comparison
  • Low-use and high-cost scenario calculations
  • List of calculation assumptions

How to use it

Include each plan’s individual or family maximum, premium, deductible, copays, coinsurance, and expected care costs. Say which services you expect so the comparison can show separate low-use and high-cost scenarios.

This workspace provides text assistance.

What you bring

  • Each plan’s maximum and deductible
  • Monthly premiums and cost-sharing terms
  • Expected care costs or scenarios
  • Know whether figures are individual or family

A good fit for

  • Choosing between two employer plans during open enrollment
  • Comparing family coverage with different maximums and premiums
  • Estimating costs before a planned surgery or ongoing treatment

Ways to start

A few requests this Agent can handle.

Compare Plan A at $2,500 annual premium and $5,000 individual maximum with Plan B at $3,400 premium and $3,000 maximum. I expect $4,000 in covered care.

Estimate a high-cost year for these plans: A has a $1,800 deductible, 20% coinsurance, and $6,000 maximum; B has a $2,500 deductible, 10% coinsurance, and $5,000 maximum. Care costs may reach $30,000.

Compare family plans for two adults and one child: Plan A costs $600 monthly with a $9,000 family maximum; Plan B costs $720 monthly with a $7,000 maximum. We expect $5,000 in care.

What this Agent does not do

It does not carry out actions in other applications.

  • Confirm plan rules with the insurer before enrolling
  • Predicting whether a specific claim will be paid
  • Calculations use only figures and plan terms you enter
  • Cannot access insurer documents or current plan listings

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

Have a question? Contact support
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