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Private Loans

Compare private student loan offers by rates, fees, repayment terms, and total cost.

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Private Loans

$5.99 / month

Access to Private Loans only.

Renews monthly until canceled.

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$49.99 / month

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Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
  • Usage limits and service availability apply. Access does not promise unlimited use or guaranteed results.
  • Chat connection safeguard: 50 counted session openings per account, shared across Agents. The counter resets one hour after the last counted opening.
  • At the limit, another session opening is refused until the counter resets. An unsuccessful connection attempt can still count.
  • Opening a session is different from sending a message. This safeguard is not a message allowance. Usage and availability limits may also apply within a conversation.
  • The individual-Agent and all-Agent plans use the same account-wide connection safeguard. Opening an Agent chat requests a session; refreshing, opening another tab, or reconnecting can request another. Revising in an already connected conversation does not itself call this session-opening endpoint.
  • A refused opening does not add to the count or extend its reset. When the reset time is available, the workspace shows when to try opening the Agent again. The connection safeguard does not specify how many useful drafts or messages a subscription includes.
  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
  • For billing or access help, email help@ai-gen.co. Include your account email, order number, Agent name, and a short description of the issue. Do not send passwords, payment-card details, or confidential prompts.
  • If a payment has already been taken but access is missing, review your existing order and contact support before buying again. Report duplicate charges or billing errors through the same route. Any remedy follows the billing policy and applicable law.

Billing & Cancellation · Privacy Policy · Terms of Use

For students and families weighing private student loans, compare offers side by side using APR, fees, repayment periods, and cosigner terms. Estimate monthly payments and total repayment cost from the figures you enter, then see how choices such as a shorter term or variable rate affect the numbers. Leave with a comparison table and focused questions to ask each lender before borrowing.

What it writes

  • Side-by-side lender offer comparison
  • Monthly payment and total cost estimates
  • Questions to ask the lender

How to use it

Include each offer’s APR, fixed or variable rate, fees, repayment term, and any cosigner release terms. Add the amount you need to borrow so the comparison reflects your likely loan.

This workspace provides text assistance.

What you bring

  • Loan amount and school costs
  • APR, fees, and repayment term
  • Cosigner terms, if applicable
  • Know the amount you need to borrow

A good fit for

  • Comparing two lender offers before covering a tuition gap
  • Estimating payments with a cosigner and a variable rate
  • Checking loan terms before accepting a financial aid package

Ways to start

A few requests this Agent can handle.

I need $18,000 for next year. One offer is 8.2% fixed for 10 years with a 2% fee; another is 7.1% variable for 15 years with no fee. Compare total costs.

My daughter needs $12,000 for nursing school. We have a 760 credit score and may use me as cosigner. What loan terms should we compare before applying?

I have a $25,000 private student loan at 9.5% with 8 years left. Estimate the monthly payment and total interest if I refinance at 7.2% for 10 years.

What this Agent does not do

It does not carry out actions in other applications.

  • Choosing federal aid or completing FAFSA
  • Personalized financial advice; consult a qualified adviser
  • Calculations use only the loan figures you enter
  • Cannot verify lender rates or eligibility rules

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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