Compare your current mortgage with rate-and-term refinance offers and estimate the trade-offs.
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Access to Rate-and-Term Refinance only.
Renews monthly until canceled.
Get this Agent$49.99 / month
Access to every Agent included in the all-Agent plan.
Renews monthly until canceled.
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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy
For homeowners weighing a rate-and-term refinance, compare your current mortgage with one or more lender offers. Estimate monthly payments and total interest from the rates, terms, balances, and costs you enter. See how a shorter term or lower payment changes the numbers, then leave with a side-by-side comparison and lender questions to check before choosing.
Include your current balance, rate, remaining term, and principal-and-interest payment, plus each offer’s rate, term, and itemized closing costs. Say if your priority is lower monthly payments, faster payoff, or less total interest.
This workspace provides text assistance.
A few requests this Agent can handle.
My balance is $280,000 at 6.75%, with 26 years left and a $1,950 principal-and-interest payment. Compare that with 5.9% for 30 years and $6,200 in closing costs.
I have two offers on a $310,000 balance: 6.1% for 30 years with $4,800 in costs, or 5.85% for 20 years with $7,100 in costs. Compare payments and interest.
I owe $240,000 at 7.1% with 24 years left. A lender offered 6.2% for 20 years with $5,500 in costs. Show the payment trade-off and questions to ask.
It does not carry out actions in other applications.
Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.
Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.
Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.
Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy
Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.
Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work
Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support
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