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Repayment Planning

Compare student loan repayment options against your monthly budget and goals.

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Repayment Planning

$5.99 / month

Access to Repayment Planning only.

Renews monthly until canceled.

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Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Plan facts, refunds, and privacy
  • Agents provide AI-generated text assistance. They do not send messages, connect to your accounts, process uploaded files, or create finished media files.
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  • Manage future renewals in Account & Billing → Subscriptions. Cancellation and a refund are different actions.
  • Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply.
  • Your prompts and relevant context are sent to the enabled AI service to generate a response. Avoid confidential, regulated, highly sensitive, or unnecessary personal information. Retention and deletion depend on the service and provider; read the Privacy Policy before sharing work.
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Billing & Cancellation · Privacy Policy · Terms of Use

If you’re weighing student loan payments against rent, savings, or other bills, compare repayment scenarios using your balances, rates, and budget. See how payment amounts and timelines change across options, and map out a monthly payment schedule around your priorities. Leave with a side-by-side comparison, the assumptions behind it, and questions to take to your loan servicer.

What it writes

  • Side-by-side repayment scenario comparison
  • Monthly student loan payment schedule
  • Questions for your loan servicer

How to use it

Include each loan’s balance, interest rate, type, and minimum payment, plus your monthly payment limit and top priority. Those figures make the scenario comparison far more useful.

This workspace provides text assistance.

What you bring

  • Loan balances, rates, types, and minimum payments
  • Monthly take-home pay and essential expenses
  • Payment budget, priorities, and target timeline
  • Gather your latest loan statements if available

A good fit for

  • Choosing between paying extra on one loan or spreading it across several
  • Fitting student loan payments around rent, bills, and savings goals
  • Comparing repayment scenarios before calling your loan servicer

Ways to start

A few requests this Agent can handle.

I owe $28,000 at 5.2% and $12,000 at 6.8%, with a $500 monthly budget. Compare paying extra on the higher-rate loan versus splitting payments.

My take-home pay is $3,600, essentials cost $2,700, and my student loan minimums total $240. Map out a payment plan that leaves room for savings.

I have $42,000 in federal loans at rates from 4.5% to 6.1%. Compare standard payments with paying an extra $150 monthly, and list assumptions to check.

What this Agent does not do

It does not carry out actions in other applications.

  • Personalized financial, tax, or legal advice
  • Use estimates for planning; verify choices with a qualified adviser
  • Cannot access loan accounts or check current repayment rules
  • Payment estimates depend on the figures and assumptions you enter

Choose where you want to work

Ai-GEN Agents
Use a text workspace here on Ai-GEN with access to one selected Agent or the all-Agent plan. Review the Agent’s own offer and limits.
GPTs on ChatGPT
GPT links open on ChatGPT. OpenAI’s account, access, and usage requirements apply separately. An Ai-GEN purchase does not include a ChatGPT subscription.
Skills
Skills are coming soon and are not included in these Agent offers.

Before you subscribe

What am I buying?

Choose access to this named Agent or the all-Agent plan. The offers above show the current price, billing frequency, and exact scope. GPTs on ChatGPT and future Skills are separate.

What happens after payment?

Checkout creates or uses your Ai-GEN account. Once your payment is confirmed, you can start using your Agent. Open it from your order confirmation or account. Choose a starter task, add your inputs, and send your first request.

Can I cancel?

Yes. Manage cancellation under Account & Billing → Subscriptions. Review the status and cancellation details shown there before confirming.

What if the response is not right for me?

Payments are generally non-refundable after access is activated, including for disliked, inaccurate, or unsuitable responses. Cancellation stops future renewals; it does not request a refund. Your legal rights still apply. Read the billing and cancellation policy

Can I use the response in my work?

Use it as a draft to review and adapt. Verify calculations, facts, rights, and suitability before relying on it. Do not provide information you do not have permission to share.

Can I paste work or client information?

Your request and relevant context are sent to the enabled AI service to generate a response. Use placeholders and share only the minimum information you have permission to send. Avoid confidential, regulated, highly sensitive, or unnecessary personal information; removing names alone does not make restricted material suitable. Review the Privacy Policy before sharing work

What if I have paid but cannot open the Agent?

Sign in with the account used for the purchase and review your existing order in Account & Billing. Contact support with your account email, order number, Agent name, and a short description of the issue before buying again. Do not send passwords, payment-card details, or confidential prompts. Contact support

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